FAQS OF FINANCING

Q.  How does Microsoft Financing help my business?
A.  As part of Microsoft Corporation, Microsoft Financing provides one simple, easy, and affordable financing option to facilitate the acquisition of Microsoft licenses and IT solutions.

Q.  How is Microsoft Financing unique?
A.  Microsoft Financing is unique in that it offers a financial solution for software-centric or more comprehensive IT needs, including software, services, and hardware. We offer more options than traditional loans and leases.

Q.  How long can the solution be financed?
A.  Standard financing terms are anywhere from 24 to 60 months, but we also offer customized structures to meet an organization’s specific business requirements.

Q.  Will rising interest rates affect my APR?
A.  Upon commencement of a financing transaction, our payments are fixed and our financing terms are competitive.

Q.  Is there a minimum transaction size?
A.  Transactions must exceed US$3,000. Microsoft Financing has sole discretion in granting credit.

Q.  Will the offer be flexible enough to add on products or services during the term of the contract?
A.  The offer terms allow for easy additions starting at $3,000. Additional credit approval may be required.

Q.  How is Microsoft Financing different than a lease?
A.  Microsoft Financing offers loans not leases. That means you will receive perpetual use rights to the software and own the equipment outright at the beginning of the contract.  And unlike many leases, there are no additional fees or down payments. Everything is a known value that is agreed upon before signing the contract.

Q.  Are there any additional fees when using Microsoft Financing?
A.  We offer a simple and easy method of lending without any additional fees or points being added to the loan. Additionally, no covenants are imposed and no other corporate assets are encumbered. 

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